Folks of Punjab will now get free and cashless medical therapy as much as ₹10 lakh. The Chief Minister Well being Insurance coverage Scheme was launched on Tuesday in Mohali by Arvind Kejriwal together with Punjab Chief Minister Bhagwant Mann.
The Punjab authorities mentioned the scheme covers all medical bills, together with checks, medicines and surgical procedures. There is no such thing as a earnings restrict and no age bar. Any household with a Punjab Aadhaar card and voter card can avail the profit. The scheme is anticipated to assist round 3 crore individuals from practically 65 lakh households.
‘A historic day for Punjab’: Kejriwal
After launching the scheme, Arvind Kejriwal mentioned the day could be remembered in historical past.
He mentioned such a scheme ought to have been launched quickly after Independence. “In 75 years, many governments got here and went, however nobody actually took care of the widespread individuals,” he mentioned.
Referring to Punjab’s previous challenges, Kejriwal mentioned the state had confronted terrorism and later the issue of drug abuse. “Each part has its time. What Punjab has achieved within the final 4 years might be written in golden letters,” he added.
Kejriwal mentioned no Punjabi would now die as a consequence of lack of therapy. “This scheme is for everybody. We don’t ask whether or not somebody helps Congress or Akali Dal. Therapy might be out there in each authorities and personal hospitals,” he mentioned.
Chief Minister Bhagwant Mann and Arvind Kejriwal distributed medical insurance playing cards to beneficiaries after the launch of the Chief Minister Well being Insurance coverage Scheme.
‘No extra blue or inexperienced playing cards’: CM Mann
Chief Minister Bhagwant Mann referred to as the launch a historic step and mentioned each family in Punjab is roofed.
“There might be no blue playing cards or inexperienced playing cards now. Well being is important for everybody,” he mentioned. Mann recalled how households earlier averted therapy as a result of they feared promoting land or falling into debt. “I’ve seen individuals ready for demise as a result of that they had no cash. That point is over now. When you attain the hospital, you’ll get therapy,” he mentioned.
The CM mentioned the scheme contains packages for all main illnesses, together with kidney illnesses, coronary heart illness and most cancers. Knee substitute surgical procedure for the aged and maternity care are additionally lined.
Dig at Raja Warring
Throughout his speech, CM Mann additionally took a delicate dig at Punjab Congress president Raja Warring. He mentioned, “Medicines for individuals who do calculations of 12 and 5 are additionally included. We Punjabis consider in everybody’s welfare. Everybody might be handled right here.”
What Arvind Kejriwal mentioned subsequent
- Well being assure fulfilled: Kejriwal mentioned that in election campaigns, he and CM Mann had promised a well being assure. “Folks didn’t consider us then. They mentioned the treasury was empty. However we gave free electrical energy, improved colleges and now a robust well being system,” he mentioned.
- Ten occasions extra work in 4 years: Kejriwal mentioned that in 75 years, earlier governments opened about 400 major well being centres. “We’re opening 2,500 village clinics. We’ve performed ten occasions extra work in 4 years,” he mentioned.
- Non-public hospitals now open to the poor: Kejriwal mentioned that 1,100 docs have been recruited and medicines are free in authorities hospitals. “For severe diseases, individuals can now go to personal hospitals as effectively,” he mentioned.
Hospitals to be paid inside 15 days
The scheme covers crucial care, chemotherapy, deliveries and all varieties of surgical procedures, together with superior procedures. All checks, medicines and surgical prices might be paid by the federal government.
Round 9,000 enrolment centres have been arrange. Youth membership members will go door to door to distribute types. Folks will get details about their card on their cellphones.
To this point, round 900 hospitals have been empanelled. The federal government mentioned hospitals will obtain funds inside 15 days.
Chief Minister Well being Insurance coverage Scheme: questions and solutions
What’s the scheme?
It’s a Punjab authorities scheme that gives cashless therapy as much as ₹10 lakh per 12 months. Sufferers should not have to pay something on the hospital.
Who will get the profit?
Each Punjabi. There is no such thing as a earnings restrict and no age restrict. Farmers, labourers, pensioners, authorities workers and businessmen are all included.
What paperwork are wanted?
A Punjab Aadhaar card and voter card are required.
How will the profit be given?
Registration camps might be held at service centres and hospitals. As soon as enrolled, all the household might be lined.
When will registration begin?
Registration begins after the launch. Playing cards might be made at greater than 9,000 centres. Door-to-door tokens may even be distributed.
Is the ₹10 lakh restrict for one particular person?
No. A single floater card might be issued for all the household. The ₹10 lakh restrict applies per household per 12 months.
Which illnesses are lined?
All main and severe illnesses are lined. Checks, medicines and therapy prices are included. Beauty surgical procedure will not be lined.
Which hospitals are included?
All authorities hospitals, medical schools and empanelled personal hospitals. Hospitals in Chandigarh are additionally included.
How will hospitals receives a commission?
Bills as much as ₹1 lakh might be lined by the insurance coverage firm. Above that, funds might be launched by the well being division. The federal government has allotted ₹1,200 crore for the scheme.
Will sufferers have to attend for invoice clearance?
No. Sufferers will obtain therapy and go residence after restoration. The federal government will straight pay the hospital.
Two essential factors
Extra protection than Ayushman Bharat
Punjab already has the Sarbat Sehat Bima Yojana, which affords free therapy as much as ₹5 lakh however has earnings limits. The brand new scheme covers 100% of Punjabis with no earnings or age restriction.
Launch delayed earlier
The scheme was introduced in July 2025 however postponed a number of occasions as a consequence of floods, administrative delays and different causes. It has lastly been carried out now.
